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Personal Checking Accounts

We've got digital solutions for every transaction.

Our checking accounts have all the convenience your lifestyle demands. Enjoy fast, friendly service with easy access to your money. Several bank accounts have no minimums to open and no balance requirements. We make every day checking easy with the best online and mobile options so you can pay your bills and loans online, anywhere, anytime.

Desktop, laptop, tablet and mobile devices

Checking Account Options

Compare our checking account features and choose the account that's right for you. You must be 18 years or older to open an account online.

Classic Interest Checking

  • Account earns interest based on tiered balances
  • $6 monthly maintenance fee can be waived based on account criteria

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eChecking

  • Manage your account completely online
  • Account earns interest based on tiered balances

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Classic Checking

  • No monthly balance requirement
  • No interest

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NBT iSelect Account

  • No monthly balance requirement
  • No overdraft fees

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iStrive Checking

  • Account for youth and young adults up to age 24
  • Get special features and easy ways to waive fees

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