Classic Interest Checking

The ability to multi-task is an essential part of life. Why not let your checking account multi-task too by earning interest while you make purchases, pay bills and keep up with life’s demands? Our Classic Interest Checking account lets you do just that while also making available additional banking benefits.


Account Details

  • Minimum balance to open - $25 (Online)
  • Minimum balance to open - $0 (Branch)
  • $6 monthly maintenance fee
  • Pay no monthly maintenance fee when the average daily collected balance is $500 or more and/or you are age 50 and over
  • Earn interest on balances $100 or more in the following tiers:
    • Tier 1 $100 > $2,499.99
    • Tier 2 $2,500 and over

Features and Benefits

  • Complimentary Deluxe specialty gray checks if age 50 and over
  • NBT Online Banking with Bill Pay
  • NBT Bank Mobile Banking with Mobile Deposit
  • NBT Bank Debit Card

Statement Options

Include all of your accounts on one easy-to-read combined statement


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