Personal Overdraft Line of Credit

A personal Overdraft Line of Credit is a convenient way to ensure protection against checking account overdrafts and to eliminate costly overdraft fees.

Features & Benefits:

  • Unsecured open-end revolving credit line
  • Fixed Annual Percentage Rate
  • Line amounts range from $500 up to $10,000
  • All transfers will be made in the greater of $50 increments, if available under the Credit Line Account, or, if sufficient funds are not available, the full amount of credit remaining under the line
  • Monthly payments of principal plus interest are deducted automatically from the protected checking account on the tenth day after the statement date
  • No annual fee
  • No cash advance fee charged to make a transfer