Star Access Line of Credit

The Star Access Line of Credit provides a convenient, revolving source of funds to draw against when you need it. Once your line is set up, you can advance funds in several ways. You can write a check, transfer through NBT Digital Banking, transfer by telephone, or visit one of our convenient branches.

Features & Benefits:

  • Unsecured open-end revolving credit line
  • Variable Interest Rate (APR may vary)
  • Line amounts range from $2,500 to $20,000
  • No annual fee
  • One Star Access Line of Credit per customer
  • A fee of $25 will be assessed for insufficient funds and any time the account is drawn over the available limit
  • A fee of $25 per occurrence will be assessed for returned checks