NBT Bank Promotes Tara Trafton to Chief Credit Officer

Norwich, N.Y. (July 7, 2026) — NBT Bank has promoted Tara Trafton to Senior Vice President and Chief Credit Officer. With this new role, Trafton has also joined NBT's Executive Management Team.

Trafton brings more than 30 years of banking experience and a strong history of leadership within NBT. She joined the company in 2014 as a Senior Commercial Banking Relationship Manager in New Hampshire and has since advanced through several key roles, including Regional Credit Officer for all New England regions and, most recently, Chief Commercial Credit Officer. She is based in New Hampshire.

As Chief Credit Officer, Trafton will lead NBT’s Credit Administration Division, overseeing credit risk strategy and loan underwriting standards across the bank’s seven-state footprint in the northeast.

“With more than three decades of experience spanning both relationship management and credit administration, Tara brings a well-rounded perspective to the leadership of our Credit Administration function,” said NBT Bank Chief Executive Officer Scott Kingsley. “She has been a trusted leader within our organization for over a decade and will continue to play a critical role in supporting our growth while maintaining our longstanding commitment to sound credit practices.”

Prior to joining NBT, Trafton spent 23 years at Citizens Bank, where she held positions in both middle market relationship management and credit administration, building deep expertise across the credit spectrum. She earned her bachelor’s degree in international business from Ohio Wesleyan University and is also a graduate of the Babson College Advanced Leadership Development Program.