Personal Statement Savings

Having a rainy day fund doesn’t have to wait for a rainy day. Whether you have a specific goal in mind or want to ensure you have funds on hand in the event of an emergency, regular deposits to your savings account can help you achieve your goals.  


Account Details

  • No monthly balance requirements
  • Minimum balance to open - $25 (Online)
  • Minimum balance to open - $0 (In Branch)
  • No monthly maintenance fee
  • Interest paid on balances $25 or more
    • Interest is paid quarterly or monthly if the account is set up with a portfolio statement

Transfers from a Savings or Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Depositors who continue to exceed these limits may lose the transfer and check writing features of their account.

Features and Benefits

  • NBT Online Banker
  • NBT Bank Mobile Banking

Statement Options

Include all of your accounts on one easy-to-read statement with Combined Statements

Our Recommendations

If you like this service, NBT Bank would also recommend:


Digital Banking
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Classic Checking
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Send money with Zelle without ever leaving the couch.