Community Reinvestment Act
Community Reinvestment Act (CRA) Public File
The Community Reinvestment Act (CRA) encourages depository institutions, like NBT Bank, to help meet the credit needs of the communities in which they operate, including low- and moderate-income (LMI) neighborhoods, consistent with safe and sound banking operations. Institutions must also maintain and update a public file that contains specific information regarding its CRA performance. Below you can find NBT Banks' Abbreviated CRA Public File documents.
Abbreviated Public File Information
For complete information, please visit your local branch.
CRA Public Files and Notices
Branch Listing
Opened and Closed Branches
Branch Hours
Credit, Deposit, & Other Services
Pricing Schedule
Assessment Area
CRA Disclosures
- The CRA Disclosure Statements pertaining to NBT Bank, may be obtained on the FFIEC's website at: https://www.ffiec.gov/cra
