Personal Card & Payment Services

Wherever life takes you, take your NBT Bank cards. Whether you use a debit or credit card-or both! Enjoy payments on the go, secure and convenient access to your money, and now, the benefit of rewards. Get where you need to go, near or far, with the help of our card and payment offerings. We’re here for the expected, the unexpected and everything else in between.

Credit Cards Right for You
Explore the benefits and perks that fit your lifestyle.

NBT Rewards Debit Card
Earn points with every purchase!

Debit Card Security
Tips to keep your Debit Card secure.

Personalize Your Debit Card
with MyCardCreation.

Mobile Wallet
Safely and Securely Use Your NBT Bank Card With Your Mobile Wallet.

Zelle®
Send money with Zelle without ever leaving the couch.