Installment Loan - Secured and Unsecured

Our personal installment loans allow you to make necessary and special purchases through a monthly payment plan. Buy a new or used car, truck or motorcycle, purchase lawn equipment, get started on small home improvements, consolidate debt, buy new furniture, take a vacation, or cover unexpected expenses.

Features & Benefits:

  • Secured or unsecured closed-end installment loan
  • Loan amounts range from $2,500 to $50,000
  • Fixed interest rate and fixed monthly payments
  • No prepayment penalty 
  • Various term options available based upon loan and collateral attributes
  • Savings and stock secured loans let you borrow against your certificates of deposit, savings accounts, and stocks or bonds.
  • You can call our 24-hour NBT Banker Line at 1-800-628-2265 or enroll in NBT Online Banker or Mobile Banking to obtain balance information on your loan