Installment Loan - Secured and Unsecured

Our personal installment loans allow you to make necessary and special purchases through a monthly payment plan. Finance a car, motorcycle, or home project with an installment loan. You can also consolidate debt, buy furniture, or cover unexpected costs—even vacations.

Features & Benefits:

Secured or unsecured closed-end installment loan
Loan amounts range from $2,500 to $50,000
Fixed interest rate and fixed monthly payments
No prepayment penalty
Various term options available based upon loan and collateral attributes
You can call our 24-hour NBT Banker Line at 1-800-628-2265 or enroll in NBT Online Banker or Mobile Banking to obtain balance information on your loan

Apply Online

Loan Rates

Help Me Decide

NBT Bank - Please Upgrade Your Browser.

At NBT Bank your security and online experience are of the utmost importance. Internet Explorer is no longer supported to view our website. Please upgrade to the latest version of Microsoft Edge, Mozilla Firefox or Google Chrome.

Please visit Microsoft.com, Google.com, or Mozilla.org to download the current version(s).

If you have any questions or need any assistance please contact Customer Service at 1-800-NBT-BANK.