Secure Your Health Savings with CD Accounts

Envisioning future health needs can be a difficult and unwelcomed task. Don't have an immediate need for a portion of your HSA Funds? Prepare for future health care needs with a Health Savings Account CD to earn higher interest on those funds.

Account Details

  • $1,000 minimum to open
  • 12 month minimum term
  • 60 month maximum term
  • You can choose to have your interest added to the balance of your CD, deposited to an NBT Bank checking or savings account, or mailed to you by check
  • Early withdrawal penalties may apply

Features and Benefits

  • CD renews automatically
  • Summary of CD information can be included on a monthly portfolio paper statement or eStatement
  • One additional deposit allowed annually