Home Financing

Purchasing a home or simply improving the one you have can be one of the most exciting experiences of your life. At NBT Bank, we understand that feeling and want to help you achieve your goal through either a Residential Mortgage or Home Equity Line of Credit. If you are unsure of which product is right for you, we encourage you to browse both of our selections to learn more about our comprehensive product offerings.

Mortgage Options

We offer Mortgage Options at competitive interest rates that can make it possible for you to purchase your dream home.

For Large Purchases

Our Home Equity loan or line offers lower interest rates than credit cards.

Need help paying your home loan?

Visit our Home Loan Repayment Assistance page for options.

Market Insights

Our blog, authored by our Chief Investment Officer & Chief Economist, Kenneth J. Entenmann, CFA^®.

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