Find a local Mortgage Originator
Local expertise. Tailored guidance. No matter where you are on your homeownership journey, our experienced mortgage loan officers are here to help. Select your region to find trusted local professionals who can answer your questions, provide support, and guide you through your home financing options with confidence.
David Fay
Home Lending Originator
NMLS #480677
Saratoga, Warren & Washington Counties
518-588-6960
(Cell)
dfay@nbtbank.com
Dave Pentak
Home Lending Originator
NMLS #763686
Albany, Greene & Columbia Counties
518-428-9972
(Cell)
dpentak@nbtbank.com
Hayden Valle
Home Lending Affordable Housing Originator
NMLS #2843558
Albany, Rensselaer & Schenectady Counties
Robert Esposito
Home Lending Originator
NMLS #763687
Albany, Rensselaer & Schenectady Counties
518-915-6340
(Office)
518-281-8391
(Cell)
resposito@nbtbank.com
Salvatore Casale
AVP, Home Lending Originator
NMLS #580555
Albany, Schenectady, Montgomery, Fulton & Hamilton Counties
518-752-9041
(Cell)
scasale@nbtbank.com
Harry Cooper
AVP, Home Lending Affordable Housing Originator
NMLS #67570
Onondaga, Cayuga, Cortland & Oswego Counties
315-246-0658
(Cell)
hcooper@nbtbank.com
Heather Rogers
Home Lending Online Originator
NMLS #505486
Onondaga & Cayuga Counties
607-591-7416
(Cell)
hrogers@nbtbank.com
Jamie Elwyn
AVP, Home Lending Online Originator
NMLS #49951
Onondaga, Oswego, St. Lawrence, Jefferson & Lewis Counties
315-212-2638
(Cell)
jelwyn@nbtbank.com
Scott Lacik
Home Lending Originator
NMLS #515076
Onondaga County
315-876-2950
(Cell)
slacik@nbtbank.com
Thomas Voce
Home Lending Originator
NMLS #2677601
Cortland County
607-373-9307
(Cell)
tvoce@nbtbank.com
Lisa Johns
AVP, Home Lending Originator
NMLS #580562
Tioga, Broome & Chenango Counties
607-727-3197
(Cell)
ljohns@nbtbank.com
Frank Fialkiewicz II
AVP, Home Lending Originator
NMLS #62332
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties
John Jimenez
Home Lending Originator
NMLS #407623
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties
Lisa Akers
AVP, Home Lending Affordable Housing Originator
NMLS #482354
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties
Peter Sugg
AVP, Home Lending Originator
NMLS #407640
Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties
716-698-8954
(Office)
Peter.Sugg@nbtbank.com
Deniz Akman
Home Lending Affordable Housing Originator
NMLS #1865830
Monroe, Wayne, Ontario & Livingston Counties
Michael DiDonna
AVP, Home Lending Originator
NMLS #590019
Monroe, Wayne, Ontario & Livingston Counties
585-944-1184
(Office)
Michael.DiDonna@nbtbank.com
Susan Bower
Home Lending Online Originator
NMLS #416779
Monroe, Wayne, Ontario & Livingston Counties
Andrea MacArthur
Home Lending Originator
NMLS #597843
Berkshire County, MA, Columbia & Dutchess Counties, NY
Heathyr Zakrzewski
Home Lending Affordable Housing Originator
NMLS #2675238
Susquehanna, Wyoming, Lackawanna, Luzerne, Wayne, Pike & Monroe Counties, PA, Dutchess, Orange, Sullivan & Ulster Counties, NY
Jennifer Musci
Home Lending Originator
NMLS #1481886
Connecticut, Dutchess & Ulster Counties - NY
Michael Squires
AVP, Home Lending Online Originator
NMLS #580578
Delaware County
607-337-6174
(Office)
masquires@nbtbank.com
Janine Aceto
AVP, Home Lending Originator
NMLS #750356
Delaware, Oneida, Otsego & Schoharie Counties
315-368-8248
(Cell)
jaceto@nbtbank.com
Jeffrey Witherwax
AVP, Home Lending Originator
NMLS #1087651
Herkimer, Oneida & Madison Counties
315-235-0067
(Office)
315-749-3168
(Cell)
jwitherwax@nbtbank.com
Allen Fry
Home Lending Originator
NMLS #1540153
Franklin, Clinton & Essex Counties
518-241-0636
(Cell)
afry@nbtbank.com
David Fay
Home Lending Originator
NMLS #480677
Saratoga, Warren & Washington Counties
518-588-6960
(Cell)
dfay@nbtbank.com
Jamie Elwyn
AVP, Home Lending Online Originator
NMLS #49951
Onondaga, Oswego, St. Lawrence, Jefferson & Lewis Counties
315-212-2638
(Cell)
jelwyn@nbtbank.com
Alaina Blair
Home Lending Originator
NMLS #1380557
Broome, Chenango, Madison & Otsego Counties
607-337-8134
(Office)
ablair@nbtbank.com
Janine Aceto
AVP, Home Lending Originator
NMLS #750356
Delaware, Oneida, Otsego & Schoharie Counties
315-368-8248
(Cell)
jaceto@nbtbank.com
Lisa Johns
AVP, Home Lending Originator
NMLS #580562
Tioga, Broome & Chenango Counties
607-727-3197
(Cell)
ljohns@nbtbank.com
Michael Squires
AVP, Home Lending Online Originator
NMLS #580578
Delaware County
607-337-6174
(Office)
masquires@nbtbank.com
Anthony Piestrak
VP, Home Lending Originator
NMLS #159018
Pike, Wayne, Monroe, & Lackawanna Counties
Dominic Goffredo II
VP, Home Lending Originator
NMLS #128072
Susquehanna, Wyoming, Luzerne & Lackawanna Counties
570-510-1515
(Office)
dgoffredo@nbtbank.com
Heathyr Zakrzewski
Home Lending Affordable Housing Originator
NMLS #2675238
Susquehanna, Wyoming, Lackawanna, Luzerne, Wayne, Pike & Monroe Counties, PA, Dutchess, Orange, Sullivan & Ulster Counties, NY
Colin Lacey
Home Lending Originator
NMLS #1109199
Central/Western MA and CT
Jennifer Musci
Home Lending Originator
NMLS #1481886
Connecticut, Dutchess & Ulster Counties - NY
Marta Amor-Baker
Home Lending Originator
NMLS #89186
Hartford, Tolland & Middlesex Counties
Gary Matkin
Home Lending Originator
NMLS #107426
All Counties
Andrea MacArthur
Home Lending Originator
NMLS #597843
Berkshire County, MA, Columbia & Dutchess Counties, NY
Colin Lacey
Home Lending Originator
NMLS #1109199
Central/Western MA and CT
Michael Huot
Home Lending Originator
NMLS #49782
All Counties
603-582-6492
(Cell)
mhuot@nbtbank.com
Vincent Olivo
Home Lending Originator
NMLS #471697
All Counties
603-812-1564
(Office)
508-523-1599
(Cell)
volivo@nbtbank.com
Daniel Michael Pitner
Home Lending Originator
NMLS #885096
All Counties
Managers
Andrew Leo
SVP, Home Lending Senior Sales Manager
NMLS #531851
315-505-6572
(Office)
aleo@nbtbank.com
Kimberley S. Brown
Home Lending Sales Manager
NMLS #114397
Matthew Norris
VP, Home Lending Sales Manager
NMLS #571162
315-762-3497
(Cell)
mnorris@nbtbank.com
Steven Mendelsohn
VP, Home Lending Sales Manager
NMLS #532123












































