Find a local Mortgage Originator

Local expertise. Tailored guidance. No matter where you are on your homeownership journey, our experienced mortgage loan officers are here to help. Select your region to find trusted local professionals who can answer your questions, provide support, and guide you through your home financing options with confidence.

Capital Region

David Fay
Home Lending Originator
NMLS #480677

Saratoga, Warren & Washington Counties

518-588-6960 (Cell)
dfay@nbtbank.com

Dave Pentak
Home Lending Originator
NMLS #763686

Albany, Greene & Columbia Counties

518-428-9972 (Cell)
dpentak@nbtbank.com

Hayden Valle
Home Lending Affordable Housing Originator
NMLS #2843558

Albany, Rensselaer & Schenectady Counties

518-948-9200 (Cell)
hayden.valle@nbtbank.com

Robert Esposito
Home Lending Originator
NMLS #763687

Albany, Rensselaer & Schenectady Counties

518-915-6340 (Office)
518-281-8391 (Cell)
resposito@nbtbank.com

Salvatore Casale
AVP, Home Lending Originator
NMLS #580555

Albany, Schenectady, Montgomery, Fulton & Hamilton Counties

518-752-9041 (Cell)
scasale@nbtbank.com

Central New York

Harry Cooper
AVP, Home Lending Affordable Housing Originator
NMLS #67570

Onondaga, Cayuga, Cortland & Oswego Counties

315-246-0658 (Cell)
hcooper@nbtbank.com

Heather Rogers
Home Lending Online Originator
NMLS #505486

Onondaga & Cayuga Counties

607-591-7416 (Cell)
hrogers@nbtbank.com

Jamie Elwyn
AVP, Home Lending Online Originator
NMLS #49951

Onondaga, Oswego, St. Lawrence, Jefferson & Lewis Counties

315-212-2638 (Cell)
jelwyn@nbtbank.com

Scott Lacik
Home Lending Originator
NMLS #515076

Onondaga County

315-876-2950 (Cell)
slacik@nbtbank.com

Thomas Voce
Home Lending Originator
NMLS #2677601

Cortland County

607-373-9307 (Cell)
tvoce@nbtbank.com

Greater Binghamton

Lisa Johns
AVP, Home Lending Originator
NMLS #580562

Tioga, Broome & Chenango Counties

607-727-3197 (Cell)
ljohns@nbtbank.com

Greater Buffalo

Frank Fialkiewicz II
AVP, Home Lending Originator
NMLS #62332

Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-225-5148 (Cell)
Frank.Fialkiewicz@nbtbank.com

John Jimenez
Home Lending Originator
NMLS #407623

Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-225-5922 (Cell)
John.Jimenez@nbtbank.com

Lisa Akers
AVP, Home Lending Affordable Housing Originator
NMLS #482354

Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-249-7944 (Cell)
Lisa.Akers@nbtbank.com

Peter Sugg
AVP, Home Lending Originator
NMLS #407640

Erie, Chautauqua, Niagara, Orleans, Genesee, Wyoming & Cattaraugus Counties

716-698-8954 (Office)
Peter.Sugg@nbtbank.com

Greater Rochester

Deniz Akman
Home Lending Affordable Housing Originator
NMLS #1865830

Monroe, Wayne, Ontario & Livingston Counties

585-472-4833 (Cell)
Deniz.Akman@nbtbank.com

Michael DiDonna
AVP, Home Lending Originator
NMLS #590019

Monroe, Wayne, Ontario & Livingston Counties

585-944-1184 (Office)
Michael.DiDonna@nbtbank.com

Susan Bower
Home Lending Online Originator
NMLS #416779

Monroe, Wayne, Ontario & Livingston Counties

585-953-4457 (Cell)
susan.bower@nbtbank.com

Hudson Valley

Andrea MacArthur
Home Lending Originator
NMLS #597843

Berkshire County, MA, Columbia & Dutchess Counties, NY

860-387-8568 (Cell)
Andrea.MacArthur@nbtbank.com

Heathyr Zakrzewski
Home Lending Affordable Housing Originator
NMLS #2675238

Susquehanna, Wyoming, Lackawanna, Luzerne, Wayne, Pike & Monroe Counties, PA, Dutchess, Orange, Sullivan & Ulster Counties, NY

570-909-3955 (Cell)
Heathyr.Zakrzewski@nbtbank.com

Jennifer Musci
Home Lending Originator
NMLS #1481886

Connecticut, Dutchess & Ulster Counties - NY

845-702-6800 (Cell)
jennifer.musci@nbtbank.com

Michael Squires
AVP, Home Lending Online Originator
NMLS #580578

Delaware County

607-337-6174 (Office)
masquires@nbtbank.com

Mohawk Valley

Janine Aceto
AVP, Home Lending Originator
NMLS #750356

Delaware, Oneida, Otsego & Schoharie Counties

315-368-8248 (Cell)
jaceto@nbtbank.com

Jeffrey Witherwax
AVP, Home Lending Originator
NMLS #1087651

Herkimer, Oneida & Madison Counties

315-235-0067 (Office)
315-749-3168 (Cell)
jwitherwax@nbtbank.com

North Country

Allen Fry
Home Lending Originator
NMLS #1540153

Franklin, Clinton & Essex Counties

518-241-0636 (Cell)
afry@nbtbank.com

David Fay
Home Lending Originator
NMLS #480677

Saratoga, Warren & Washington Counties

518-588-6960 (Cell)
dfay@nbtbank.com

Jamie Elwyn
AVP, Home Lending Online Originator
NMLS #49951

Onondaga, Oswego, St. Lawrence, Jefferson & Lewis Counties

315-212-2638 (Cell)
jelwyn@nbtbank.com

Southern Tier

Alaina Blair
Home Lending Originator
NMLS #1380557

Broome, Chenango, Madison & Otsego Counties

607-337-8134 (Office)
ablair@nbtbank.com

Janine Aceto
AVP, Home Lending Originator
NMLS #750356

Delaware, Oneida, Otsego & Schoharie Counties

315-368-8248 (Cell)
jaceto@nbtbank.com

Lisa Johns
AVP, Home Lending Originator
NMLS #580562

Tioga, Broome & Chenango Counties

607-727-3197 (Cell)
ljohns@nbtbank.com

Michael Squires
AVP, Home Lending Online Originator
NMLS #580578

Delaware County

607-337-6174 (Office)
masquires@nbtbank.com

Pennsylvania

Anthony Piestrak
VP, Home Lending Originator
NMLS #159018

Pike, Wayne, Monroe, & Lackawanna Counties

570-407-1810 (Cell)
apiestrak@nbtbank.com

Dominic Goffredo II
VP, Home Lending Originator
NMLS #128072

Susquehanna, Wyoming, Luzerne & Lackawanna Counties

570-510-1515 (Office)
dgoffredo@nbtbank.com

Heathyr Zakrzewski
Home Lending Affordable Housing Originator
NMLS #2675238

Susquehanna, Wyoming, Lackawanna, Luzerne, Wayne, Pike & Monroe Counties, PA, Dutchess, Orange, Sullivan & Ulster Counties, NY

570-909-3955 (Cell)
Heathyr.Zakrzewski@nbtbank.com

Connecticut

Colin Lacey
Home Lending Originator
NMLS #1109199

Central/Western MA and CT

959-280-6742 (Cell)
Colin.Lacey@nbtbank.com

Jennifer Musci
Home Lending Originator
NMLS #1481886

Connecticut, Dutchess & Ulster Counties - NY

845-702-6800 (Cell)
jennifer.musci@nbtbank.com

Marta Amor-Baker
Home Lending Originator
NMLS #89186

Hartford, Tolland & Middlesex Counties

860-856-3356 (Cell)
marta.amor-baker@nbtbank.com

Maine

Gary Matkin
Home Lending Originator
NMLS #107426

All Counties

207-819-1386 (Cell)
gary.matkin@nbtbank.com

Massachusetts

Andrea MacArthur
Home Lending Originator
NMLS #597843

Berkshire County, MA, Columbia & Dutchess Counties, NY

860-387-8568 (Cell)
Andrea.MacArthur@nbtbank.com

Colin Lacey
Home Lending Originator
NMLS #1109199

Central/Western MA and CT

959-280-6742 (Cell)
Colin.Lacey@nbtbank.com

New Hampshire

Michael Huot
Home Lending Originator
NMLS #49782

All Counties

603-582-6492 (Cell)
mhuot@nbtbank.com

Vincent Olivo
Home Lending Originator
NMLS #471697

All Counties

603-812-1564 (Office)
508-523-1599 (Cell)
volivo@nbtbank.com

Vermont

Daniel Michael Pitner
Home Lending Originator
NMLS #885096

All Counties

802-556-2116 (Cell)
daniel.pitner@nbtbank.com

Managers

Andrew Leo
SVP, Home Lending Senior Sales Manager
NMLS #531851

315-505-6572 (Office)
aleo@nbtbank.com

Kimberley S. Brown
Home Lending Sales Manager
NMLS #114397

860-491-8916 (Cell)
kimberley.brown@nbtbank.com

Matthew Norris
VP, Home Lending Sales Manager
NMLS #571162

315-762-3497 (Cell)
mnorris@nbtbank.com

Steven Mendelsohn
VP, Home Lending Sales Manager
NMLS #532123

716-334-5145 (Cell)
SMendelsohn@nbtbank.com