Open an Account Online
Open your new Checking or Savings Account online in minutes
NBT Bank offers several options to help you choose the account that's right for you. Used correctly, these accounts can be a great way to manage your daily cash flow needs or even the first step toward your financial goals. You must be 18 years or older to open an account online.
Checking Accounts
Classic Checking
- No monthly balance requirement
- No interest
- No fees account
Classic Interest Checking
- Account earns interest based on tiered balances
- $6 monthly maintenance fee can be waived based on account criteria
eChecking
- Manage your account completely online
- Account earns interest based on tiered balances
NBT iSelect Account
- No monthly balance requirement
- No overdraft fees
iStrive Checking
- Account for youth and young adults up to age 24
- Get special features and easy ways to waive fees
Health Savings Account
A Health Savings Account (HSA) is a tax-exempt account established for High Deductible Health Plan (HDHP) holders exclusively for the purpose of paying qualified medical expenses.
Savings, Money Markets and CDs
Personal Statement Savings
- No monthly balance requirement
- No monthly maintenance fee
- Interest paid on balances $25 or more
eSavings
- Manage your account completely online
- Interest paid on balances of $100 or more
iStrive Savings
- No monthly balance requirement
- No monthly maintenance fee
- Earn interest on your account balances
Accelerate Money Market
- Minimum balance to earn interest: $25,000
- $20 monthly maintenace fee if the average balance falls below $25,000
Fixed CD
- $1000 minimun to open
- Interest paid on balances of $1000 or more
