NBT Bank Welcomes Horvath as Senior Commercial Banking Relationship Manager

Joseph Horvath

Manchester, NH (March 24, 2026) – NBT Bank welcomes Joseph Horvath as Senior Commercial Banking Relationship Manager to its New Hampshire Commercial Banking team.

In this role, Horvath will focus on helping businesses navigate complex financial needs and access solutions. He will work closely with customers to understand their goals, provide guidance on financing strategies and maintain strong, responsive relationships that support customer growth.

“We are very excited to welcome Joe, a well-rounded, dedicated commercial banker, to our growing New Hampshire team,” said Justin Jennings, NBT Bank’s New Hampshire Regional President. “His talent for building strong relationships and making sure customers get the support they need will make him a tremendous asset.”

Horvath brings more than 35 years of banking experience to this role. Prior to joining NBT Bank, he served as Commercial Banking Officer for Camden National Bank/Northway Bank and Commercial Loan Officer for Cambridge Trust Company/Optima Bank and Trust. He also held a variety of roles in more than 20 years with TD Bank. He earned his bachelor’s degree in business administration from the Whittemore School of Business and Economics at the University of New Hampshire.

Active in his community, Horvath has volunteered for United Way Day of Caring and Habitat for Humanity projects. He is a former board member and finance committee chair for 3S Artspace in Portsmouth, NH, and he currently serves as treasurer of the Marshwood High School Music Boosters in South Berwick, ME.

About NBT Bank

NBT Bank offers personal banking, business banking and wealth management services from locations in seven states, including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. The bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, NY. NBT Bancorp had assets of $16 billion as of December 31, 2025 and is traded on the Nasdaq Global Select Market under the symbol NBTB. More information about NBT is available online at www.nbtbank.com. Member FDIC.

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