NBT INSURANCE AGENCY COMPLETES NAME CHANGE

NORWICH, NY (February 28, 2018) – NBT Bancorp Inc. Executive Vice President and President of Wealth Management Timothy L. Brenner and NBT Insurance Agency President Tucker H. Lounsbury announced the Company’s insurance division will now conduct business as NBT Insurance Agency, LLC. This change completes a multi-year transition plan developed following NBT Bancorp’s acquisition of Mang Insurance Agency, LLC in 2008.

“Mang and later NBT-Mang forged a strong reputation for offering insurance expertise and excellent service across the Southern Tier of New York where both the agency and NBT Bank are headquartered,” said Brenner. “NBT Bank’s footprint has grown over the years to include over 150 banking locations in six states, representing an important opportunity to expand the availability of the insurance services we offer.”

Lounsbury added, “This change creates clarity in the insurance marketplace, and the strong alignment between the insurance agency and bank brands will help customers across NBT’s established and new markets to understand the connection between our business units and the comprehensive array of financial solutions we deliver to assist them in achieving their goals.”

NBT Insurance Agency, LLC currently conducts business from locations in 19 communities in New York, including Canajoharie, Cooperstown, Delhi, Deposit, Glens Falls, Gloversville, Greene, Hamilton, Margaretville, Norwich, Oneonta, Plattsburgh, Queensbury, Saratoga Springs, Sherburne, Sidney, Syracuse, Utica and Vestal.

NBT Bancorp Inc. is a financial holding company headquartered in Norwich, N.Y., with total assets of $9.1 billion at December 31, 2017. The company primarily operates through NBT Bank, N.A., NBT Insurance Agency, LLC and EPIC Advisors, Inc. More information about NBT and its operating entities is available online at: www.nbtbancorp.com, www.nbtbank.com, www.nbtmang.com and www.epic1st.com.