NBT BANK ACQUIRES COLUMBIA RIDGE CAPITAL MANAGEMENT, INC.

NORWICH, NY (December 15, 2016) – NBT Bank announced that it has acquired Columbia Ridge Capital Management, Inc. (CRCM), a Registered Investment Advisor located in Johnson City, NY. The business provides investment advice and financial consulting services to over 400 clients.

CRCM will operate as a stand-alone business, retaining its staff, business name and location. Kenneth Rosplock will continue in his role as president of CRCM.

“We’re very excited to have Columbia Ridge Capital Management join NBT Bank,” said NBT Bank’s President of Wealth Management Timothy Brenner. “Their client-focused approach makes them a great cultural fit and their structure as a Registered Investment Advisor provides NBT with opportunities for more strategic growth.”

“This partnership between Columbia Ridge and NBT emphasizes our ongoing commitment to the current and future needs of our clients,” said CRCM President Kenneth Rosplock. “NBT Bank’s history of financial strength, high quality service and clear vision for the future were key elements in our decision to join forces.”

About Columbia Ridge Capital Management

Columbia Ridge Capital Management has assets under administration of over $140 million. CRCM provides both investment management and consulting services to individual and institutional investors. More information can be found online at www.columbiaridgecm.com.

About NBT Bank

NBT Bank offers personal banking, asset management and business services through a network of 154 banking locations in six states including New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. NBT Bank and its parent company, NBT Bancorp Inc., are headquartered in Norwich, NY. NBT Bancorp had assets of $8.8 billion as of September 30, 2016, and is traded on the NASDAQ Global Select Market under the symbol NBTB. More information about NBT Bank and NBT Bancorp can be found online at www.nbtbank.com and www.nbtbancorp.com.