NBT Bank Anncounces New Executive Roles for Commercial Banking Leaders

Albany, NY (January 7, 2026) – NBT Bank President Joe Stagliano announced two key leadership appointments as the bank positions itself for continued growth in 2026 and beyond.

Al Testa Named Executive Vice President and President of Commercial Banking
Al Testa has been promoted to Executive Vice President and President of Commercial Banking and has joined NBT's Executive Management Team. In his new role, Testa is overseeing the regional teams that provide commercial banking services across NBT’s seven-state footprint.He is also responsible for leading the bank’s Government Banking and Treasury Management functions.

“During his 15 years with NBT, Al has demonstrated himself to be an exceptional banker and regional leader,” said Stagliano. “We are excited for him to take on this expanded role and guide our commercial banking teams in the field with a focus on delivering value to our clients through strong relationships and customized solutions.”

Testa brings 25 years of experience to his new position. Most recently, he served as President of Eastern New York and Connecticut for NBT Bank. He is a graduate of NBT’s signature development programs and earned his bachelor’s degree from Siena College. Active in the community, Testa serves on the boards of directors for Center for Economic Growth and Capitalize Albany Corporation. He is also involved in industry organizations, including the American Bankers Association Commercial Real Estate Lending Committee.

Sarah Halliday Appointed Executive Vice President and Chief Commercial Innovation Officer
Sarah Halliday has assumed the role of Executive Vice President and Chief Commercial Innovation Officer and continues to serve on NBT’s Executive Management Team. Her focus is on transforming NBT’s commercial operations to support strategic growth through data-driven insights, artificial intelligence and process optimization. Halliday will also lead initiatives aimed at enhancing client experience, retention and growth.

“Sarah’s leadership and vision will be instrumental as we innovate and enhance our commercial banking processes and capabilities,” said Stagliano.

Halliday joined NBT in 2017 as Executive Vice President and President of Commercial Banking and has more than 30 years of industry experience. She launched her career in Fleet Bank’s commercial management training program and went on to hold commercial banking and leadership roles with the New York Business Development Corporation and M&T Bank. Halliday earned her bachelor’s degree in economics from Colgate University and completed an executive leadership program at the University of Michigan Ross School of Business. She is actively involved in community and professional organizations, including Junior Achievement of Northeastern New York and 100 Women Who Care.