Franchise Financial Services

Get expert financing from a trusted team.

Our experienced team provides the financial solutions and partnership your franchise needs to succeed.

Flexible and Custom Financing

We offer a variety of banking, insurance, and retirement products that are flexible and customizable enough to suit your needs. We’re focused on supporting our communities and building strong relationships that will benefit your business long-term.

Strong Partnerships

Our consultative approach helps us deliver banking solutions aligned with your unique needs and goals.

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Let us help you with your next franchise project

Karen Schonfeld

Karen Schonfeld

Managing Director

Franchise Finance

443.904.0413

kschonfeld@nbtbank.com

Critical Franchise Financing Experience

We have critical experience with franchise financing in:

Remodeling Requirements

Refinancing/Recapitalization

Minority-Owned and Women-Owned Businesses

Store Development

M&A Growth

Real Estate

NBT Fast Facts

165+

years

$13+ Billion

total assets

As of 09/30/23

7

states

NBT Suite of Services

Deposit Services | Treasury Management | Purchasing Card | Business Insurance | Direct Deposit

Employee Banking Program | Wealth Management | 401(k) Retirement Plans | Fraud Protection Services

Well-Rounded Solutions

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Treasury Management

NBT Bank’s cost-effective treasury management services will provide you with the flexibility and resources to effectively manage your funds. Our treasury management experts will work with you to select the right options for your business, including fraud protection.

NBT Insurance

Count on our insurance advisors for personalized solutions that help safeguard your business.

Wealth 401(k)

Our partnership with NBT Wealth Management provides retirement plan options that support your business and employees' financial future. Our one point of contact offers “White Glove Service” for your business.

Employee Banking Benefits

When every minute of the day counts, you need to ensure your employees are focused and engaged in the workplace. Through NBT@Work®, employees gain access to financial education, one-on-one coaching, and practical savings strategies.

Experience our
White Glove Service

and see why we’re voted one of Forbes World’s Best Banks

Forbes World's Best Banks 2024