Business Checking
You have a business to run and grow. NBT Bank offers a variety of checking accounts that meet the daily treasury management needs of our small business and commercial customers so you can easily manage cash flow and focus on what you do best - running your business.
Business Checking
With no minimum to open and no monthly maintenance fee, our Business Checking account is a great option for many businesses.
Features
- No minimum amount required to open
- No monthly maintenance fee
- No charge for the first 350 items (debits and credits combined) per statement period – $0.50 per item over 350.
- Online Banking – No monthly fee for Basic Service Suite. Other service packages available.
- Overdraft Protection with our Star Business Advantage Line of Credit*
- Mobile Banking for Business with Mobile Deposit**
Statement Options
- eStatements
- eStatements with images
- Mailed statements
- Mailed Statements with Images - fees apply
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
Open your Business Checking Account Online, or visit one of our convenient locations, call us at 1.800.NBT.BANK or email us at customerservice@nbtbank.com for assistance.
* Subject to credit approval
**Standard data and message rates
Business Interest Checking
This interest-bearing business checking account is available to qualified sole proprietors and not-for-profit organizations.
Features
- No minimum balance required to open
- Maintain a minimum balance of $1,000 to earn interest
- $10 monthly maintenance fee if average daily collected balance falls below $1,000
- No charge for the first 50 items (debits and credits combined) per statement period – $0.25 per item over 50.
- NBT Bank Business Debit Card
- Online Banking – No monthly fee for Basic Service Suite. Other service packages available.
- Overdraft Protection with our Star Business Advantage Line of Credit*
- Mobile Banking for Business with Mobile Deposit**
Statement Options
- eStatements
- eStatements with images
- Mailed statements
- Mailed Statements with Images - fees apply
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient locations, call us at 1.800.NBT.BANK or email us at customerservice@nbtbank.com.
* Subject to credit approval
**Standard data and message rates
Commercial Checking
If your business maintains higher balances and has a significant amount of activity on a monthly basis, this analyzed account may be right for you. Commercial Checking features a variable earnings credit that is used to partially or completely offset monthly maintenance and per item fees.
Features
- No minimum balance required to open
- Consult your NBT Banker for details on monthly and per item fees
- Earnings credit may offset service charges
- NBT Bank Business Debit Card
- Overdraft Protection with our Star Business Advantage Line of Credit*
- Online Banking – No monthly fee for Basic Service Suite. Other service packages available.
- Mobile Banking for Business with Mobile Deposit**
Statement Options
- eStatements
- eStatements with images
- Mailed statements
- Mailed Statements with Images - fees apply
Include all your accounts on one easy-to-read Combined Statement.
Opening An Account
For more information about opening an account, visit one of our convenient locations, call us at 800.NBT.Bank or email us at customerservice@nbtbank.com.
* Subject to credit approval
**Standard data and message rates
