Business Savings

Saving for the future is important for you and your employees. From basic savings options to a full range of retirement planning services, NBT Bank can help you position your business for success.

Business Savings Account

Features

  • No minimum balance required to open
  • Earn a competitive interest rate
  • Collected balance of $25 required to earn interest. Interest payments are made quarterly (or monthly if the account is tied to a checking account with a Portfolio Statement).
  • No monthly maintenance fee

Statement Options

  • eStatements
  • Mailed statements

Include all your accounts on one easy-to-read Combined Statement.

Opening An Account

For more information about opening an account, visit one of our convenient locations, call us at 1.800.NBT.BANK or email us at customerservice@nbtbank.com.

Transfers from a Savings or Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Depositors who continue to exceed these limits may lose the transfer and check writing features of their account.

Business Money Market Account

Features

  • No minimum balance required to open
  • Collected balance of $1,000 required to earn interest
  • Pay no monthly maintenance fee ($5) with an average balance of $1,000 or more.
  • Interest paid on the following tiers:
    • $1,000 to $25,000
    • $25,001 to $75,000
    • $75,001 and over

Statement Options

  • eStatements
  • Mailed statements

Include all your accounts on one easy-to-read Combined Statement.

Opening An Account

For more information about opening an account, visit one of our convenient locations, call us at 1.800.NBT.BANK or email us at customerservice@nbtbank.com.

Transfers from a Savings or Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Depositors who continue to exceed these limits may lose the transfer and check writing features of their account.

Premium Money Market Checking

Features

  • Collected balance of $5,000 required to earn interest
  • Pay no monthly maintenance fee ($15) with an average balance of $5,000 or more
  • Interest is paid on the following tiers:
    • $5,000 to $49,999.99
    • $50,000 and over   

Statement Options

  • eStatements
  • Mailed statements

Include all your accounts on one easy-to-read Combined Statement.

Opening An Account

For more information about opening an account, visit one of our convenient locations, call us at 1.800.NBT.BANK or email us at customerservice@nbtbank.com.

Transfers from a Savings or Money Market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, draft, debit card, or similar order to third parties are limited to six per monthly statement cycle. Depositors who continue to exceed these limits may lose the transfer and check writing features of their account.