Economic Outlook

Cybersecurity & Fraud from the Front Lines: What Leaders Need to Know

Informative Thought Leadership Breakfast Panel

Cyber threats and fraud risks are evolving fast. In response, businesses need access to practical, informed guidance to stay safe. Join NBT Bank and BST for an exclusive cybersecurity breakfast offering insights from industry experts, law enforcement, and real-world strategies you can apply immediately.

Thursday, June 4, 2026 | 7:45 a.m - 9:30 a.m.

677 Broadway | Albany, NY

RSVP by May 21

What to expect

Our panel discussion will explore current cybersecurity and fraud challenges, followed by a moderated Q&A designed to address real business concerns. You’ll leave with better awareness, smarter risk management insights, and actionable takeaways to help protect your organization.

Hear from professionals with vast experience across banking, insurance, technology, and cybersecurity risk assessment, including leaders from NBT Bank and BST, along with law enforcement perspectives.

Meet the Panel

Facilitator: Terra Carnrike-Granata

Senior Director of Information Security, NBT Bank

Terra Carnrike-Granata

Terra is a cyber risk and incident response leader with nearly 20 years of industry experience working with executives in the corporate world to prevent fraud, protect customers and strengthen organizations through proactive controls, education, and mentorship. Terra was recognized on MiTek’s 25 Women to Watch in Fraud Prevention list.

Panelist: Tucker Lounsbury

President, NBT Insurance Agency

Ken Pawlak

Tucker is an experienced insurance leader who leverages more than two decades of industry expertise to help businesses and individuals manage risk and secure the right insurance protections to account for the cost implications of complex cyber incidents.

Panelist: Kyle Neuberger

Supervisory Special Agent, Federal Bureau of Investigation, Albany

SSA Neuberger is on the front lines of the FBI’s fight against cyber threats. His work spans ransomware and cybercrime investigations, collaboration with academic and law enforcement partners, and countering nation‑state cyber operations designed to undermine U.S. infrastructure.

Panelist: Andrew Frisbie

Director of Information Security, NBT Bank

Andrew Frisbie

Andy is a seasoned law enforcement and cybersecurity leader with nearly two decades of experience leading digital forensic investigations, cybercrime responses, and federal training efforts, including serving as a Chief Information Security Officer and testifying as an expert witness in state and federal courts. 

Panelist: Norm Massry

West Point Security

Norm is a highly trusted risk and compliance advisor and founder and CEO of West Point Security. He has delivered cybersecurity and regulatory compliance services to a wide variety of public and private entities, and has advised governments and Fortune-scale organizations on how to survive real-world cyber incidents. With more than 15 years leading compliance, Norm brings battle-tested insight from the front lines of cyber risk.

Panelist: Jamie Peluso

Treasury Management Sales Leader, NBT Bank

Ken Pawlak

Jamie is a seasoned treasury management leader who draws on more than two decades at NBT Bank to help businesses strengthen cash management controls, reduce fraud risk and put practical protections in place to safeguard their financial operations.

Reserve Your Spot

This session is intended for C-suite executives and business leaders. You will walk away with insights you can act on immediately, along with tools and resources you can use after the event, including education and training for your own employees.

You will walk away with immediate insights, along with tools and resources you can rely on, including training for your own workforce.

Space for this event is limited! Please register today to gain insight, connect with peers, and strengthen your company’s approach to cybersecurity and fraud prevention.