A powerful point-of-sale system tailored for your business

The NBT Merchant Services partnership with Clover® allows us to offer you a variety of point-of-sale systems and solutions. With Clover your customers can pay how they want – from debit, credit, and gift cards to contactless payments such as Apple Pay® and Google Pay. In addition, get business-building tools and resources to help you streamline operations.

For retail shops, professional services, and restaurants, we offer solutions that allow you to manage every aspect of your business, such as payment processing, inventory management, sales tracking and reporting, employee management, and more.

Let us connect you with a business consultant who can talk to you about Clover®solutions to run your business.

Contact a business consultant

Smiling barista checking out customer paying with credit card.

Clover provides the world’s smartest POS system

Clover Flex and Flex Pocket

Take payments tableside, curbside or in the field, and stay on the move with your business

Clover Mini

Get full-scale POS functionality in a small package

Clover Station Solo and Duo

Run your business with a powerful, all-in-one POS with one screen or two

In store transaction with a tablet

Accept All the Ways Your Customers Prefer to Pay

  • Take payments anywhere: over the phone, online, or in person with a mobile device, terminal, or one of our POS devices.
  • Accept any major method of payment: credit cards, debit cards, checks, cash, contactless payments with EMV® chip cards, mobile wallets, Pay by Bank, and Buy Now Pay Later.

Asian Florist with tablet at counter

Take advantage of a full suite of tools and resources

  • Customer engagement: connect with customers with features that help you send promos, increase customer loyalty with rewards and gift cards
  • Employee management: manage employee scheduling and payroll
  • Cash flow management: get access to your funds when you need it most

Business Meeting

Extend your system to do even more with best-in-class apps and integrations

  • Solutions for Restaurants: table-mapping, easily configure server sections right from your point-of-sale device, sales and inventory reporting and manage menu performance by tracking what’s selling and what’s not
  • Solutions for Service Providers: sell in-store and online, sync sales and other data across physical and online stores and sales, inventory reporting and manage expenses by tracking what’s selling and what’s not
  • Solutions for Professional Services: build better customer relationships, create engagement with promotions and reminders for recurring services and performance

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Peace of mind on data privacy

  • Help protect your data with end-to-end encryption including tokenization
  • Two-factor authentication and liability waiver / data breach coverage
  • PCI Compliant works with encrypted cards for a distinct security advantage

©2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC, and are registered or used in the U.S. and many foreign countries. All trademarks, service marks, and trade names referenced in this material are the property of their respective owners. Use of Clover requires a Merchant Processing Agreement.