Your Goals. Our Guidance.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Discover expert advisement and a curated selection of exclusive products and services.
You worked hard to get where you are today. Now, let us help you manage the results of your efforts with the NBT Private Bank Program. We provide private banking services and a single, dedicated point of contact to facilitate all your banking, wealth management, and insurance needs. Designed to support high-net-worth individuals, our approach begins with understanding your financial objectives and delivering a holistic strategy to help you meet your goals.
Our team combines private banking services and wealth management in a streamlined, relationship-driven approach exclusively for high-net-worth individuals. With dedicated guidance and customized solutions, NBT Private Bank is designed to simplify complex financial needs while supporting a more strategic, goal-focused approach to managing wealth.
NBT Private Bank serves clients across New York, New England, and Pennsylvania.
This program focuses on custom, expanded solutions for high-net-worth individuals with a minimum of $1 million Assets Under Management (AUM) with NBT to make banking easier, vision-oriented, and more consultative.
Ruth Mahoney
President of Wealth Management
Michael Durand
Director of Private Bank
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DEDICATEDsingle point of contact
CONCIERGElevel of service
CUSTOMIZEDprograms
SPECIALIZEDsolutions
EXPEDITEDloan services
We have a competitive suite of specialty products designed to deliver exceptional results. Your personal advisor will take the time to guide you through our member-exclusive options.
Non-interest bearing | No overdraft, inactivity, or dormancy fees | No ATM fees | Specialty branded checks (high-security design)
$10,000 minimum to earn interest | No monthly maintenance fee | No overdraft, inactivity, or dormancy fees
$25,000 minimum to earn interest | No overdraft, inactivity, or dormancy fees
Complimentary safe deposit box | Expedited wire transfers | Person-to-person payments with Zelle®
Investment secured loans and lines of credit | Tailored mortgage programs | Flexible and streamlined processes | Unsecured loans and lines of credit
Payable and receivable solutions | Liquidity management
Fraud protection & risk management
Financial planning | Trust and estate planning - including New Hampshire Trust Powers | Individual retirement readiness planning | Investment management
Private Client Group | Personal collections - valuable items coverage
Auto and recreational vehicles | Homeowners and umbrella liability
Investment and insurance products are not FDIC insured, not a deposit, and may lose value.
April J. Ulrich Private Bank Regional Executive Regions Served: Capital District, North Country, and Vermont 518-416-5197 | April.Ulrich@nbtbank.com
Lauren Roberts Private Bank Regional Executive Regions Served: Buffalo, and Rochester 716-926-8747 | Lauren.D.Roberts@nbtbank.com
Darilyn F. Woods Senior Private Bank Relationship Manager Regions Served: Hudson Valley, Connecticut, and Massachusetts 860-453-3394 | darilyn.woods@nbtbank.com
Ashley Gagnon Private Bank Relationship Manager Regions Served: Maine, and New Hampshire 207-274-8154 | AGagnon@nbtbank.com
Michael Pujia Private Bank Relationship Manager Regions Served: Central New York, Binghamton, Southern Tier, and Pennsylvania 315-884-9820 | Michael.Pujia@nbtbank.com
Christina Blanchard Private Bank Relationship Associate Regions Served: North Country 518-934-1556 | CBlanchard@nbtbank.com
Cynthia Horton Private Bank Relationship Associate 315-475-4683 | Cynthia.Horton@nbtbank.com
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